Buying property in Marbella

Buying a Home in Marbella – Living on the Costa del Sol

Are you looking to buy a home in Marbella? If so, you’re looking at one of the Costa del Sol’s best-known real estate markets, but also at a municipality where the living environment varies greatly from neighborhood to neighborhood.

Marbella is much more than just:

Puerto Banús;
luxury villas;
yachts;
designer stores;
and resorts.

Within the municipality, you'll also find:

a historic city center;
apartments within walking distance of the sea;
traditional residential neighborhoods;
international villa developments;
golf courses;
San Pedro de Alcántara;
quieter residential areas toward Marbella East;
new construction;
and larger villas in the hills.

Marbella's official tourism organization lists approximately 27 kilometers of coastline and 24 beaches.

Check out our current listings, our new-construction homes, and the available new-construction projects.

Where is Marbella located?

Marbella is located on the Costa del Sol, in the province of Málaga in Andalusia.

The municipality is located between the Mediterranean Sea and the hills of the Sierra Blanca.

To the west, you'll find, among other things:

San Pedro de Alcántara;
Benahavís;
Estepona;
and then on to Sotogrande.

Heading east, you'll find, among other things:

Elviria;
The Plates
Cabopino;
and then Mijas and Fuengirola.

Because of its elongated shape, the place name “Marbella” alone doesn’t say much about the practical living environment.

Downtown Marbella, the Golden Mile of Nueva Andalucía?

This is one of the first decisions you'll need to make as a homebuyer.

An apartment in downtown Marbella has little in common with a villa in Sierra Blanca or a golf home in Nueva Andalucía.

That's why I would roughly divide Marbella into:

Downtown Marbella;
Golden Mile;
Puerto Banús;
Nueva Andalucía;
San Pedro de Alcántara;
Guadalmina;
East Marbella;
and villa developments located at higher elevations.

Downtown Marbella

Marbella's city center may be of interest to those who:

stores;
hospitality industry;
beach;
boulevard;
daily necessities;
and city life

would like to have within walking distance.

Here you'll find mainly:

apartments;
penthouses;
townhouses;
and older existing buildings.

For permanent residence, this may be more practical than a large villa development outside the city.

Old Town

The Casco Antiguo is the historic heart of Marbella.

The official tourism organization explicitly includes the historic center as an important part of the destination.

Here you will find:

narrow streets;
squares;
traditional Andalusian architecture;
stores;
restaurants;
and historic buildings.

People who buy here tend to prioritize character and a central location over large lots or modern villas.

Living in the Historic Center

In older townhouses and apartments, you should pay special attention to:

parking;
lift;
technical condition;
sound;
renovation;
community;
and accessibility.

The charm of a historic street can go hand in hand with less practical amenities.

Golden Mile

The Golden Mile runs between downtown Marbella and Puerto Banús.

This is one of the best-known and most expensive residential areas in Marbella.

Here you'll find, among other things:

apartments;
luxury residences;
villas;
hotels;
beach clubs;
and higher-elevation residential developments.

The official tourism organization explicitly mentions the Milla de Oro as one of Marbella's most distinctive areas.

Buying a Home on the Golden Mile

The term “Golden Mile” is sometimes used quite broadly in real estate listings.

Therefore, always check:

exact location;
distance to the beach;
actual walking route;
slope;
view;
community;
and transportation links.

A “Golden Mile” home can be located either close to the sea or higher up toward Sierra Blanca.

White Mountain

Sierra Blanca is located higher up than Marbella.

The area is known for its large villas, scenic views, and residential developments.

For those looking for:

privacy;
space;
village;
view;
and quiet residential streets

This might be interesting.

On the other hand, in practice, a car is practically indispensable.

Ocean view or convenient location?

This is an important consideration in Marbella.

A villa high above the coast can offer stunning views, but it can also:

steep roads;
greater distance from stores;
more car trips;
and longer travel times

mean.

An apartment closer to downtown might not have as spectacular a view, but it could be more practical for everyday life.

Puerto Banús

Puerto Banús is located west of downtown Marbella and is one of Spain's most famous marinas.

The harbor was opened in 1970 and, according to the municipal tourist information office, has 915 berths. There are more than 250 businesses, shops, restaurants, and other service providers around the harbor.

Puerto Banús is best known for:

yachts;
international luxury brands;
restaurants;
nightlife;
and apartments around the harbor.

Buying an Apartment in Puerto Banús

A home in Puerto Banús may be appealing if you:

port;
hospitality industry;
stores;
beach;
and liveliness

want to be close to.

But also check:

sound;
tourist pressure;
parking space;
community;
maintenance;
security;
and rental rules.

A home in the middle of a tourist hotspot is not the same as a quiet place to live year-round.

New Andalusia

Just inland from Puerto Banús lies Nueva Andalucía.

This is one of Marbella's largest residential areas and is particularly well known for its golf courses.

There you will find:

apartments;
townhouses;
penthouses;
villas;
gated communities;
and golf-oriented residential areas.

Golf Valley

Nueva Andalucía is often referred to as Golf Valley because of its concentration of golf courses.

In and around Marbella, the municipality lists, among other things:

Hello Golf
Los Naranjos;
The Breezes
La Quinta;
Guadalmina;
Río Real;
Santa Clara;
and several other clubs.

For golfers, that's an important part of their housing profile.

Is Marbella a golf destination?

Yes, golf plays a major role.

The municipality officially promotes Marbella as an international golf destination and claims that Marbella is the Spanish municipality with the largest number of golf courses.

That’s a stronger and more precise statement than simply saying that Marbella has “the best golf courses in Europe.”

Buying a Beachfront Home in Marbella

When looking at a golf course home, I wouldn't just consider the name of the golf club.

Check:

actual location;
ocean view;
distance to the clubhouse;
community;
traffic;
stores;
distance to the beach;
and car dependency.

For example, a home in Nueva Andalucía may be closer to Puerto Banús than another home that is also listed as “Golf Valley.”

Los Naranjos, Aloha at Las Brisas

These areas are among the well-known golfing destinations around Nueva Andalucía.

The real estate consists of, among other things:

apartments;
townhouses;
villas;
en gated developments.

If golf is particularly important to you, you can compare different areas of Nueva Andalucía instead of committing to a single club.

San Pedro de Alcántara

San Pedro de Alcántara is part of the municipality of Marbella, but feels like a more independent urban area.

It has:

own center;
stores;
restaurants;
boulevard;
beach;
schools;
and local amenities.

The Marbella tourism organization even has separate information and maps for San Pedro.

For permanent residents, this could be an interesting alternative to downtown Marbella.

Living in San Pedro

San Pedro may be a good choice if you:

more local city life;
beach;
daily necessities;
and a less typical resort setting

is looking for.

There you'll find a mix of:

apartments;
townhouses;
new housing projects;
and villas in surrounding areas.

Guadalmina

Guadalmina is located on the western side of the municipality, toward Estepona.

The area is often divided into:

Guadalmina Alta;
Guadalmina Baja.

There you'll find, among other things:

apartments;
villas;
golf;
and residential developments.

Guadalmina Alta is located closer to the golf course and further inland.

Guadalmina Baja is closer to the coast.

East Marbella

The eastern part of Marbella is sometimes mentioned less often than Puerto Banús or the Golden Mile, but it is very relevant for homebuyers.

Here you'll find, among other things:

Río Real;
Los Monteros;
Elviria;
The Plates
Cabopino;
and surrounding residential developments.

The municipality even has separate maps of the residential developments in East Marbella for this purpose.

Río Real

Río Real is close to downtown Marbella but has a more residential feel.

Here you will find:

apartments;
villas;
golf;
and the coast nearby.

This might be of interest to anyone who wants to stay reasonably close to downtown but doesn't want to live right in the middle of the city.

Los Monteros

Los Monteros and the surrounding coastal areas are known for their residential developments and villas.

Here, you can choose between:

beachfront homes;
apartments;
and residential areas located further inland.

The exact location is essential because the name is widely used in real estate listings.

Elviria

Elviria is a large residential area east of Marbella.

Here you will find:

villas;
apartments;
townhouses;
stores;
restaurants;
golf;
and beaches in the area.

Elviria may be appealing to those who don't need to go to downtown Marbella every day.

The Plates

Las Chapas comprises several residential areas and coastal zones.

Here, too, you'll find a combination of:

the beach;
villas;
apartments;
and greener residential areas.

Marbella's official list of beaches includes Las Chapas, Las Adelfas-Los Monteros, and Real de Zaragoza, among others.

Cabopino

On the east side lies Cabopino, which features, among other things:

marina;
beach;
dunes;
apartments;
and golf in the area.

For those looking for a smaller harbor setting, this could be an interesting alternative to Puerto Banús.

Beaches of Marbella

According to the official tourism organization, the municipality of Marbella has 24 beaches along approximately 27 kilometers of coastline.

These include, among other things:

Casablanca;
The Little Fountain
Venus;
Nails;
Río Verde;
Puerto Banús-Levante;
Nueva Andalucía;
Guadalmina;
Los Monteros;
The Plates
Real Zaragoza
and Cabopino.

That means that “living by the beach in Marbella” can refer to many different locations.

Beachfront Apartment

An apartment right on the beach can be appealing for the following reasons:

view;
beach;
boulevard;
and that vacation feeling.

But keep in mind:

salt intake;
wind;
maintenance;
tourist pressure;
parking problems;
and often a higher community fee.

A primary residence isn't automatically the best choice for permanent living.

Marbella isn't just about sandy beaches

The coastline varies from one section to another.

Some areas are larger and more urban, while others are smaller or more residential.

That's why, when looking at a real estate listing, you shouldn't just focus on "500 meters from the beach," but also on:

which beach;
which access route;
elevation difference;
boulevard;
and amenities.

Homes for Sale in Marbella

The real estate market in Marbella is very diverse.

Among other things, you'll find:

apartments;
penthouses;
townhouses;
row houses;
villas;
beachfront homes;
new construction;
existing buildings;
and very high-end luxury real estate.

But Marbella isn't automatically just a luxury market.

There are also significant differences among apartments and existing buildings.

Buying an Apartment in Marbella

You can find apartments just about everywhere.

For example, in:

center;
Golden Mile;
Nueva Andalucía;
Puerto Banús;
Saint Peter
East Marbella;
and golf courses.

An apartment might be of interest to:

permanent residence;
second home;
retirement;
or for those who want minimal maintenance.

What should you look for when renting an apartment?

Check the following, among other things:

lift;
parking space;
community;
swimming pool;
salvage;
patio;
orientation;
condition of the building;
and scheduled work.

In luxury complexes, community fees can be substantial.

Buying a Penthouse in Marbella

Penthouses are popular because:

large terraces;
ocean view;
privacy;
and outdoor space.

Please pay special attention to:

wind;
sun exposure;
lift;
maintenance of patios;
waterproofing;
and the legal allocation of outdoor space.

Buying a Townhouse in Marbella

Townhouses are common in:

Nueva Andalucía;
Guadalmina;
Elviria;
golf courses;
and various residential complexes.

They can be a good compromise between an apartment and a villa.

You often get:

multiple bedrooms;
private patio;
multiple floors;
garden;
and a shared swimming pool.

Buying a Villa in Marbella

Villas make up a significant portion of the higher price ranges.

You can find them in the following places, among others:

Nueva Andalucía;
White Mountain
Golden Mile;
Guadalmina;
Los Monteros;
Elviria;
and higher-elevation residential developments.

A villa may feature:

private pool;
garden;
garage;
large lot;
ocean view;
and multiple living spaces.

A luxury villa doesn't automatically mean it's a good buy

Marbella has a strong luxury market, but as purchase prices rise, legal and technical inspections become even more important.

Check the following, among other things:

lot;
registration;
permits;
expansions;
swimming pool;
renovations;
systems;
maintenance;
and annual expenses.

The selling price alone says little about the quality of the purchase.

New Construction in Marbella

Marbella and the surrounding areas regularly see new construction.

The offerings may include:

apartments;
penthouses;
townhouses;
villas;
and high-end residential projects.

Be sure to check out our current new construction projects and our information on new construction on the Costa del Sol.

Newly built homes are not automatically fully furnished

Always check the specifications.

Don't automatically assume that:

furniture;
full set of kitchen appliances;
air conditioning;
home automation;
solar panels;
private pool;
outdoor kitchen;
pergola;
or a landscaped garden.

Even in luxury new-construction projects, certain features may be optional or upgrades.

Buying Off-Plan in Marbella

When evaluating a home that is yet to be built, you will assess, among other things:

renders;
floor plan;
site plan;
technical description;
and construction scheduling.

Also, check the following:

payment schedule;
protection of advance payments;
contract terms;
and expected completion date.

A scheduled completion date is not an absolute guarantee.

Turnkey new construction

With turnkey new construction, you can better assess the actual home.

Consider:

view;
light entering the room;
finish;
privacy;
sound;
and its location within the complex.

Even then, legal and technical oversight will still be necessary.

Final Inspection

For new construction, it’s a good idea to conduct a thorough final inspection.

For example, check:

the frame;
doors;
floors;
tile work;
kitchen;
plumbing;
electric;
air conditioning;
patio;
and outdoor space.

Any defects can then be documented.

Existing Buildings in Marbella

Existing homes may be attractive because:

prime location;
larger plots;
existing garden;
immediate availability;
and areas where new construction is virtually nonexistent.

Renovation could be the solution.

Renovation

In older homes, costs may arise for:

electricity;
pipes;
the frame;
air conditioning;
kitchen;
bathroom;
swimming pool;
dak;
facade;
and insulation.

Be sure to include these costs in your total purchase budget.

Community in Marbella

For apartments and residential complexes, community fees can be a significant expense.

Check:

recurring payment;
security;
concierge;
gardens;
swimming pool;
fitness;
lift;
reserve fund;
and scheduled work.

The more amenities a complex has, the higher the fixed costs may be.

Legal Due Diligence for a Property in Marbella

When making a purchase, factors to consider may include:

ownership;
children;
registration;
building permits;
renovations;
swimming pool;
community;
urban planning context;
and other relevant documentation.

A thorough inspection is especially important for older villas and large-scale renovations.

Marbella is an international place to live

Marbella has a strong international character.

You can see this reflected in:

real estate;
hospitality industry;
schools;
services;
stores;
health care;
and professional networks.

That may be appealing to foreign residents, but those looking specifically for a traditional Spanish urban lifestyle can also compare nearby towns.

Living in Marbella Year-Round

Would you like to move to Spain permanently?

In that case, Marbella is more than just a vacation destination.

The municipality offers year-round amenities and various residential areas for permanent residents.

When selecting a location, we would primarily consider:

school;
work;
health care;
supermarket;
traffic;
parking;
public transportation;
and daily travel times.

Marbella for Families

The following may be important for families:

route to school;
bedrooms;
outdoor space;
sport;
parking space;
pool safety;
and day-to-day logistics.

A villa high up in the hills can offer plenty of space, but every school or sports activity may require a drive.

Education

Marbella and the wider Costa del Sol offer a variety of Spanish and international educational options.

Anyone moving with children would be wise to research school locations first and only then choose a neighborhood.

Be sure to also read our general information about education in Spain.

Health Care

There are both public and private medical facilities in Marbella and the surrounding area.

How you can access Spain's public healthcare system depends on your personal situation and coverage.

That is why I would not make a general statement that buying a home automatically grants access to high-quality health care.

Living in Marbella Without a Car

That depends largely on your location.

In:

Downtown Marbella;
parts of the Golden Mile;
Saint Peter
and certain coastal areas

A lot can be done on foot.

In:

White Mountain
Nueva Andalucía;
Elviria Hills;
golf communities;
and other villa communities

A car is usually much more practical.

Traffic in Marbella

This is an important practical point that is often missing from many real estate websites.

Distances may seem short on the map, but traffic along the coast can affect travel times.

For permanent residence, it is therefore advisable to plan your route to:

school;
work;
supermarket;
beach;
and highway

to test on regular business days.

Málaga Airport

For international residents, Málaga-Costa del Sol Airport is the main airport.

However, I wouldn't promise a fixed "40 minutes."

The travel time to Marbella depends on:

exact residential address;
heavy traffic;
road;
and time.

Furthermore, the distance from Marbella East is different than from San Pedro or Guadalmina.

Marbella does not have its own train station

This is an important practical feature.

Marbella does not have a regular rail service like Málaga, Fuengirola, or Torremolinos.

Anyone who wants to rely heavily on train travel should take this into account when choosing a location.

As a result, cars and buses play a greater role.

Marbella or Estepona?

Estepona is located west of Marbella and may be an interesting alternative.

Marbella has more to offer:

international luxury amenities;
Puerto Banús;
the wider golf course and villa area;
and a highly international housing market.

Estepona has:

its own historic center;
boulevard;
port;
a lot of new construction;
and a different pricing structure.

Which one is a better fit depends on your desired living situation.

Marbella or Benahavís?

Benahavís is located inland, behind Marbella and Estepona.

It is particularly interesting for:

villas;
golf;
privacy;
large plots;
and high-end residential real estate.

Marbella offers much more in terms of beach and city life.

Marbella or Fuengirola?

Fuengirola is more compact and better connected by train.

There you will find:

long urban coastline;
many apartments;
Commuter trains;
and many amenities within walking distance.

Marbella has a much more prominent villa and luxury scene, but is more dependent on cars.

Marbella or Málaga?

Málaga is a truly large city with:

international airport;
AVE;
meter;
university;
labor market;
culture;
and urban beaches.

Marbella is smaller, more residential, and much more focused on luxury, golf, the coast, and villas.

Marbella or Sotogrande?

Sotogrande is located further west in the province of Cádiz.

It has a strongly planned and residential character, featuring:

golf;
True
for
villas;
and larger plots.

Marbella is more urban and has more restaurants, shops, and residential neighborhoods.

Second home in Marbella

Marbella may be of interest to second-home owners because:

beach;
golf;
hospitality industry;
international accessibility;
and a wide selection of low-maintenance apartments.

But choosing the right neighborhood is key.

An apartment in Puerto Banús has a completely different usage profile than a villa in Nueva Andalucía.

Permanent residence or vacation home?

This must be clear before the housing selection process begins.

The following may be important for a vacation:

beach;
swimming pool;
golf;
hospitality industry;
and the airport.

For permanent residence, the following factors often become more important:

school;
health care;
work;
supermarket;
traffic;
parking;
and a quiet residential neighborhood.

Investing in Marbella

Would you like to invest in Spanish real estate?

In that case, I would remove the original claim that Marbella is a “stable and lucrative market.”

Marbella has a strong international real estate market, but returns and appreciation are not guaranteed.

Analyze each home individually based on:

purchase price;
location;
target audience;
response from children;
community;
maintenance;
funding;
regulations;
and future marketability.

Luxury Real Estate as an Investment

A high purchase price does not automatically mean a higher return.

In addition, the following factors come into play with luxury homes:

maintenance;
security;
garden;
swimming pool;
community fees;
and sales period

a greater role.

So always look at net income and total risk.

Vacation Rentals

Are you interested in renting out your property for short-term tourist stays?

Before purchasing, check whether this is possible for that specific property.

That may depend on:

Andalusian regulations;
municipal regulations;
urban planning context;
community;
and registration requirements.

Therefore, an apartment in Puerto Banús or on the Golden Mile cannot automatically be considered a vacation rental.

Community and Rentals

In the case of apartments and housing developments, the rules of the homeowners' association may affect rental arrangements.

Be sure to verify this before including rental income in your purchase calculations.

Long-Term Rentals

Long-term renters are looking at other properties again.

Consider:

work;
schools;
parking;
stores;
internet;
public transportation;
and a quiet residential area.

As a result, a downtown apartment and a luxury vacation villa have completely different rental profiles.

Is Marbella expensive?

In many property categories, Marbella ranks among the higher price ranges on the Costa del Sol.

But even within Marbella, the differences are enormous.

An apartment in an older neighborhood cannot be compared to:

villa in Sierra Blanca
penthouse on the Golden Mile;
apartment in Puerto Banús;
of a modern villa in Nueva Andalucía.

That's why I would never write that Marbella simply has options “for every budget.”

How much does a home cost in Marbella?

On an evergreen page, I wouldn't use a general average price.

Price is largely determined by:

neighborhood;
distance to the sea;
golf;
view;
lot;
construction quality;
state;
community;
and new construction or existing buildings.

So be sure to check out our current listings for the latest asking prices.

Purchasing Costs in Andalusia

When buying a house in Spain, you need to take additional costs into account in addition to the purchase price.

Examples include:

taxes;
notary;
property registry;
legal assistance;
and any financing costs.

New construction and existing buildings are treated differently for tax purposes.

Before making a purchase, have a personalized cost estimate prepared.

Determine the total budget

That's especially important in Marbella.

In addition to the asking price, please also consider:

purchase costs;
community;
garden;
swimming pool;
security;
maintenance;
renovation;
furniture;
and insurance.

A lower asking price does not automatically mean lower total housing costs.

Mortgages in Spain

Dutch and Belgian buyers can apply for a Spanish mortgage under certain conditions.

The possibilities depend, among other things, on:

income;
financial obligations;
age;
home value;
taxation;
and immigration status.

Learn more about a mortgage in Spain.

Arrange Financing in Advance

When home prices are high, it’s a good idea to explore financing options before even viewing properties.

Then you'll know:

what total budget is realistic;
how much equity capital is needed;
and which homes are actually within reach.

NIE number

To buy a home in Spain, you need a NIE number.

For more information, please visit our page on NIE and residency in Spain.

Dutch Real Estate Agent in Marbella

Are you looking for a Dutch real estate agent to help you buy a home in Marbella?

Casas Palmeras assists Dutch and Belgian homebuyers in purchasing real estate in Spain, including the Costa del Sol.

We can help you with:

Determine your preferences and total budget;
Compare different parts of Marbella;
select suitable housing;
Compare new construction and existing homes;
viewings;
purchase costs;
funding;
coordination with legal counsel;
and guidance toward the handover.

Be sure to check out our information about the Costa del Sol and read more about how we work.

First, decide which Marbella you're looking for

That may be more important here than almost anywhere else.

Would you like to:

City life?
beach?
Puerto Banús?
golf?
wool?
Is there an international school nearby?
A quiet residential community?
Ocean view?
Everything within walking distance?
Or, on the contrary, a lot of privacy?

This results in a completely different search area.

Marbella, broadly categorized into six residential profiles

Downtown Marbella

For those looking for:

city;
beach;
stores;
hospitality industry;
and walk.

Golden Mile

For anyone looking for:

high-end apartments;
villas;
beach;
and a central location between the city and Puerto Banús.

Puerto Banús

For those looking for:

True
stores;
hospitality industry;
vitality;
and luxury apartments.

New Andalusia

For those looking for:

golf;
village;
townhouse;
international living environment;
and Puerto Banús nearby.

San Pedro in Guadalmina

For those looking for:

permanent residence;
local amenities;
beach;
golf;
and a less touristy city profile.

East Marbella

For those looking for:

quiet residential areas;
the beach;
villas;
apartments;
and downtown Marbella is within driving distance.

Compare multiple areas during property viewings

If you're not very familiar with Marbella yet, I wouldn't plan to buy ten homes in a single neighborhood right away.

For example, take a look at:

Downtown Marbella;
Golden Mile;
Nueva Andalucía;
Saint Peter
East Marbella.

After that, it often quickly becomes clear which housing profile is actually right for you.

Don't just go by the name "Marbella"

The term “Marbella” is sometimes used quite broadly in real estate listings.

Therefore, always check:

specific municipality;
urbanization;
distance to the city center;
beach;
slopes;
traffic routes;
and amenities.

A home located a twenty-minute drive from downtown can still be marketed as “Marbella.”

Who is Marbella best suited for?

Marbella might be of interest if you're looking for:

international living environment;
a wide selection of apartments and villas;
beach;
golf;
restaurants;
high-quality amenities;
and both urban and resort-style living.

Anyone looking for:

low housing costs;
very traditional Spanish village life;
extensive public rail transit;
or a simple real estate market,

It's a good idea to compare other places on the Costa del Sol as well.

View properties in Marbella

Would you like to know which properties are currently available in Marbella and on the Costa del Sol?

Then take a look at our current listings, our new-construction homes, and the available new-construction projects.

Would you like us to conduct a targeted search for, for example:

apartment in downtown Marbella;
home on the Golden Mile;
apartment in Puerto Banús;
villa in Nueva Andalucía;
beach house;
home in San Pedro de Alcántara;
villa in Marbella East;
new construction;
second home;
permanent residence;
or real estate within a specific total budget?

Please fill out the questionnaire for your housing search or contact Casas Palmeras with no obligation.

Marbella stands out above all for the enormous variety within a single municipality. The official tourism organization lists 24 beaches along approximately 27 kilometers of coastline and also promotes Marbella as a major international golf destination. But for someone looking to buy a home, the differences between downtown Marbella, the Golden Mile, Puerto Banús, Nueva Andalucía, San Pedro, and East Marbella are far more important than the name “Marbella” itself. Therefore, don’t just focus on luxury, ocean views, or golf; instead, pay particular attention to daily accessibility, traffic, the homeowners’ association, maintenance, the legal situation, and your total purchase budget.